Common Services offered by Pre-paid legal Plans
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Considering a pre-paid legal plan? He’s a run-down of the services
you’re most likely to get and also some legal documents you need to sign
before you enrol.
Telephone and Office Consultation: You have unlimited telephone access to
a panel of attorneys regarding any legal matter of interest to you. You
can also make brief consultation visits to your lawyer for up to 30
minutes per day at no cost to you.
The only condition placed on these two benefits is that you enquire about
a different legal matter.
This aspect of coverage provided by legal plans is one of the most
beneficial because it promotes preventive law. Preventive law is very much
like preventive medicine – it helps in anticipating potential problems and
taking the appropriate legal steps so that unnecessary legal problems or
risks are avoided. With a simple phone call to your lawyer you can avoid
getting embroiled in a hellish legal situation, and you can even identify
legal rights you don’t even know you had.
Follow-Up Service: The panel of lawyers will write letters and make phone
calls on your behalf to adverse third parties. Such follow-up service may
be all it takes to solve many of your legal problems.
Legal document review: Simple personal legal documents, such as your
insurance policies, sales contracts and leases will be reviewed. Any
questions of legal nature that you have about the documents will also get
answered by your attorney.
Drafting of wills: A will is a written document that regulates how you want
your property distributed after your death. Your attorney will draft your
will according to your state’s laws so that it’s valid when you die. He
will also advise you on any provisions you might want to consider, such as
appointing a guardian and establishing a trust.
Discount on regular fees: Any additional services not covered in the
written fee agreement will be at regular fees – either hourly or flat –
with a discount between 20 to 30%. These services generally include family
matters, such as divorce and the custody of children, and court
representation, such as traffic tickets and lawsuits.
Some of the legal paperwork you need to read carefully, agree on and sign
include the following:
Written fee agreement: This is an agreement that outlines what services are
provided in the plan, how much it costs and the methods of payment.
Grievance procedure: This document details the procedures that will be
taken by the provide to resolve any complaints about attorneys or disputes
regarding service fees.
Benefits of Pre-paid legal plan for your company
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Employers are on the hunt - researching benefit tools that are low-cost,
easily administered and satisfy their employees’ needs. One such tool is
pre-paid group insurance. We examine the benefits of having such a
work-benefit option from an employer’s perspective.
The first benefit employers expect from legal insurance plans is increased
productivity and efficiency. Today’s employees are interested in a variety
of benefits to balance their work with their life requirements. Given that
most American household had an issue with law last year that might have led
them to hire a lawyer, it’s only normal that a legal benefit would increase
employees’ morale and efficiency.
Having legal benefit as part of a work-benefit package can help the company
recruit and retain the best employees. In this age of work-benefit
hysteria, many prospective employment candidates base their career choices
on the set of benefit package provided by employers.
Cost containment is another benefit. With less time and resources to be
used for personal matters, the company expects to make significant savings
on administrative costs.
